T CHARANKUMAR; DR., K. SRUJITHA. A STUDY ON CREDIT RISK MANAGEMENT AT HDFC BANK. INTERNATIONAL JOURNAL OF MANAGEMENT RESEARCH AND REVIEW, India, v. 14, n. 4, p. 394–403, 2024. Disponível em: https://ijmrr.com/index.php/ijmrr/article/view/244. Acesso em: 28 jul. 2026.