MS. T. GOWTHAMI. THE ROLE OF FINANCIAL LITERACY IN EFFECTIVE RETIREMENT PLANNING. INTERNATIONAL JOURNAL OF MANAGEMENT RESEARCH AND REVIEW, India, v. 14, n. 1, p. 42–50, 2024. Disponível em: https://ijmrr.com/index.php/ijmrr/article/view/183. Acesso em: 16 sep. 2026.