Smart Networks And Cloud Technologies: Shaping The Next Generation Of E-Commerce And Finance. INTERNATIONAL JOURNAL OF MANAGEMENT RESEARCH AND REVIEW, [S. l.], v. 12, n. 4, p. 1–11, 2022. Disponível em: https://ijmrr.com/index.php/ijmrr/article/view/431. Acesso em: 8 dec. 2025.