Digital Operations in Fintech: A Study of Data-Driven Decision Making. INTERNATIONAL JOURNAL OF MANAGEMENT RESEARCH AND REVIEW, [S. l.], v. 11, n. 4, p. 1–17, 2021. Disponível em: https://ijmrr.com/index.php/ijmrr/article/view/471. Acesso em: 5 apr. 2026.