MRS K TAMILARASI; R . RASIGA SIVASRI. A Study On Effectiveness Of Digital Payment Systems Among Urban Consumers. INTERNATIONAL JOURNAL OF MANAGEMENT RESEARCH AND REVIEW, India, v. 16, n. 2, p. 21–29, 2026. Disponível em: https://ijmrr.com/index.php/ijmrr/article/view/634. Acesso em: 15 aug. 2026.